Personal Finance
Here’s what happens when you dispute a credit card charge
You have 60 days from your credit card statement date to dispute a charge. After that, the protection disappears. If you’ve ever spotted a charge you didn’t recognize and done nothing about it, here’s what you missed, and what to do next time. What qualifies…
Five money mistakes Americans make in their 30s and 40s: expert
Americans are facing mounting financial pressure, but even small changes to everyday habits could make a major impact on long-term wealth, one expert says. Nearly three-quarters of Americans failed to meet their savings and spending goals last year, according…
Gen X can’t retire on time as inflation outpaces wages, survey finds
For the generation that should be in its “peak savings years,” the prospect of retiring on time has shifted from a plan to a prayer. A newly released Employee Financial Wellness Survey by PwC found that nearly 50% of Gen X employees are pushing back their…
Best and worst states for retirement affordability revealed
Americans of all ages are facing affordability concerns, with retirees on fixed incomes in particular feeling the strain – though where they choose to live in their golden years has a big impact on their ability to live comfortably. A study by MoneyLion…
Why your 401(k) target date fund could be limiting growth potential
You might think that finding the money to contribute to your 401(k) is the hardest part of saving for retirement. But choosing the right investments can also be challenging. For this reason, many 401(k) savers take the easy way out and let their money land in…
Social Security trust fund to run out by 2032, new report warns
The clock is ticking faster for American workers and seniors. The Social Security Administration’s newly released 2026 Trustees Report confirms that the federal retirement safety net is less than seven years away from fiscal depletion, as the Old-Age and…
401(k) required minimum distributions could push you into higher taxes
For working Americans with access to a 401(k), there’s perhaps no easier way to save for retirement. You tell your employer how much money you want to contribute per year or per pay period, and that money gets deducted from your paychecks accordingly. Plus…
Vanguard report shows 401(k) balances hit highs as automatic enrollment spikes
Americans’ contributions to their 401(k) savings accounts hit record highs in 2025, according to a new report from Vanguard. Among employees with active 401(k) accounts in both December 2024 and December 2025, median account balances increased by 27%…
Claiming Social Security early is ‘bad advice,’ says Suze Orman, despite viral panic
As anxiety mounts over the long-term solvency of the Social Security trust funds, a growing number of Americans are rushing to claim their benefits early out of fear that the program will run dry. However, personal finance expert Suze Orman warns that…
Rachel Cruze warns young men are ‘throwing’ money away on sports betting
Rachel Cruze is warning young adults — especially young men — that chasing “quick” money through sports betting, cryptocurrency and risky real estate moves could put their financial futures at risk. Cruze, a financial coach, best-selling author and co-host of…
‘The Ramsey Show’ co-host Jade Warshaw reveals how to save $1,000 fast
Some Americans may think saving $1,000 in just a matter of months is out of reach, but personal finance expert Jade Warshaw says they may be making it harder than it needs to be. The co-host of “The Ramsey Show” told FOX Business that many Americans can stash…
Trump Accounts tax benefits are lacking, Ramsey expert cautions
When the federal government began depositing a $1,000 seed contribution into newly launched Trump Accounts for eligible children in July, personal finance expert and Ramsey Solutions personality George Kamel didn’t hesitate to claim the funds for his own…