Average 401(k) balance hits record $155,800 in second quarter: Fidelity

Americans’ 401(k) balances reached a record high in the second quarter of 2026, new data shows.

The average 401(k) balance climbed to a record $155,800 in the second quarter of 2026, up 10.5% from the previous quarter and 13.1% from a year earlier, according to Fidelity Investments’ Q2 2026 Building Financial Futures report.

“After a slight drop in the first quarter of 2026, the average 401(k) and 403(b) account balances rebounded to record levels in Q2 2026,” the report noted.

Jade Warshaw, co-host of “The Ramsey Show,” told FOX Business that the gains reflect years of strong market performance, increased participation from younger workers and…

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